/* =========================================================
   Wertsicherung — Landingpage (Neu · v2)
   Edel, ruhig, hochwertig · Gold als einziger Akzent
   ========================================================= */

@font-face {
  font-family: 'Blair';
  src: url('../fonts/Blair.ttf') format('truetype');
  font-weight: 700; font-style: normal; font-display: swap;
}
@font-face {
  font-family: 'Authentic Signature';
  src: url('../fonts/AuthenticSignature.otf') format('opentype');
  font-weight: 400; font-style: normal; font-display: swap;
}

:root {
  --primary: #181818;
  --secondary: #272829;
  --accent: #BCAC7C;
  --gold-hover: #CDB97D;
  --accent-light: #E4D5A8;
  --accent-warm: #E4C98A;
  --bg-light: #F7F6F1;
  --white: #FFFFFF;

  --text-primary: #181818;
  --text-muted: rgba(24, 24, 24, 0.60);
  --text-faint: rgba(24, 24, 24, 0.42);
  --line-soft: rgba(24, 24, 24, 0.06);
  --gold-ink: #8A7A4A;

  --pill-bg: rgba(188, 172, 124, 0.16);
  --pill-color: #BCAC7C;

  --sans:    'Montserrat', system-ui, sans-serif;
  --body:    'Open Sans', system-ui, sans-serif;
  --display: 'Blair', 'Times New Roman', serif;
  --script:  'Authentic Signature', 'Brush Script MT', cursive;

  --shadow-soft: 0 1px 2px rgba(24,24,24,0.03), 0 8px 32px rgba(24,24,24,0.06);
  --shadow-pop:  0 4px 20px rgba(24,24,24,0.06), 0 24px 60px rgba(24,24,24,0.08);
  --shadow-card: 0 2px 6px rgba(24,24,24,0.04), 0 20px 50px rgba(24,24,24,0.07);

  --r-sm: 12px;  --r-md: 20px;  --r-lg: 28px;
  --r-xl: 36px;  --r-pill: 100px;

  --maxw: 1200px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--body);
  font-size: 17px;
  line-height: 1.7;
  color: var(--text-primary);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.wrap {
  width: 100%;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 48px;
}
section { padding: 132px 0; }

/* ---------- Typo helpers ---------- */
.eyebrow {
  font-family: var(--sans);
  font-size: 12px; font-weight: 600;
  letter-spacing: 3px; text-transform: uppercase;
  color: var(--accent);
  display: inline-block;
}
.script {
  font-family: var(--script);
  color: var(--accent);
  font-weight: 400; line-height: 1;
  font-size: clamp(30px, 3.4vw, 42px);
}
.h2 {
  font-family: var(--sans); font-weight: 700;
  font-size: clamp(34px, 4.2vw, 58px); line-height: 1.06;
  letter-spacing: -1.4px; margin: 0;
}
.h3 {
  font-family: var(--sans); font-weight: 600;
  font-size: clamp(21px, 2.2vw, 27px); line-height: 1.25;
  letter-spacing: -0.4px; margin: 0;
}
.gold { color: var(--accent); }
.lead {
  font-size: clamp(17px, 1.5vw, 20px);
  color: var(--text-muted);
  line-height: 1.7;
}
.tnum { font-variant-numeric: tabular-nums; }

.sec-head { max-width: 760px; }
.sec-head.center { margin: 0 auto; text-align: center; }
.sec-head .h2 { margin-top: 14px; }
.sec-head .lead { margin-top: 22px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 12px;
  padding: 19px 34px; border: 0; border-radius: var(--r-pill);
  font-family: var(--sans); font-size: 13px; font-weight: 700;
  letter-spacing: 2px; text-transform: uppercase;
  cursor: pointer; white-space: nowrap;
  transition: background .25s, color .25s, transform .2s, box-shadow .25s;
}
.btn svg { width: 18px; height: 18px; }
.btn-primary { background: var(--accent); color: var(--primary); }
.btn-primary:hover { background: var(--gold-hover); transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(188,172,124,0.40); }
.btn-ink { background: var(--primary); color: var(--white); }
.btn-ink:hover { background: var(--accent); color: var(--primary); transform: translateY(-2px); }
.btn-lg { padding: 22px 42px; font-size: 14px; }

.link-arrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--sans); font-size: 13px; font-weight: 700;
  letter-spacing: 1.5px; text-transform: uppercase; cursor: pointer;
}
.link-arrow .ic {
  width: 38px; height: 38px; border-radius: 50%;
  background: rgba(255,255,255,0.08); display: grid; place-items: center;
  transition: background .25s, transform .25s;
}
.link-arrow:hover .ic { background: var(--accent); transform: translateY(3px); }
.link-arrow .ic svg { width: 16px; height: 16px; }

/* ---------- Pills ---------- */
.pill .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--accent);
  box-shadow: 0 0 0 0 rgba(188,172,124,0.6); animation: pulse 2.4s infinite; }
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(188,172,124,0.55); }
  70% { box-shadow: 0 0 0 9px rgba(188,172,124,0); }
  100% { box-shadow: 0 0 0 0 rgba(188,172,124,0); }
}

/* =========================================================
   HERO (dark) — Header integriert
   ========================================================= */
.hero {
  position: relative; overflow: hidden; color: var(--white);
  background:
    radial-gradient(ellipse at 78% 16%, rgba(228,213,168,0.20), transparent 42%),
    radial-gradient(ellipse at 12% 88%, rgba(228,213,168,0.12), transparent 46%),
    linear-gradient(165deg, #14140f 0%, #0b0b0c 52%, #050505 100%);
}
.hero .wrap { position: relative; z-index: 2; }

.hero-top {
  display: flex; align-items: center; justify-content: space-between;
  padding: 54px 0 0;
}
.wm {
  font-family: var(--display); font-weight: 700; text-transform: uppercase;
  font-size: clamp(20px, 2vw, 26px); letter-spacing: 1px; line-height: 1;
  display: flex; flex-direction: column; gap: 6px;
}
.hero-top .wm { color: var(--white); }
.wm small {
  font-family: var(--sans); font-weight: 600; font-size: 9.5px;
  letter-spacing: 2.5px; text-transform: uppercase;
}
.hero-top .wm small { color: rgba(255,255,255,0.5); }
.hero-top-right { display: flex; align-items: center; gap: 24px; }
.hero-phone {
  display: inline-flex; align-items: center; gap: 9px;
  font-family: var(--sans); font-weight: 600; font-size: 14px; letter-spacing: .4px;
  color: var(--white);
}
.hero-phone svg { width: 17px; height: 17px; color: var(--accent-light); }
.hero-phone span { font-variant-numeric: tabular-nums; }
.hero-top .btn { padding: 14px 26px; font-size: 11.5px; }
@media (max-width: 720px){
  .hero-top-right { display: none; }
  .hero-top { justify-content: center; text-align: center; }
  .hero-top .wm { align-items: center; }
}

.hero-grid {
  display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 40px; align-items: center;
  padding: 70px 0 104px;
}
.hero .script { color: var(--accent-light); }
.hero h1 {
  font-family: var(--sans); font-weight: 700; color: var(--white);
  font-size: clamp(46px, 5.4vw, 84px); line-height: 1.02; letter-spacing: -2px;
  margin: 14px 0 0;
}
.hero h1 .gold { color: var(--accent-light); display: block; }
.hero .hsub {
  margin: 28px 0 0; max-width: 540px;
  font-size: clamp(17px, 1.4vw, 20px); line-height: 1.7;
  color: rgba(255,255,255,0.74);
}
.hero .cta-row { display: flex; align-items: center; gap: 14px; margin-top: 40px; flex-wrap: wrap; }
.htrust {
  display: flex; align-items: center; gap: 18px; flex-wrap: wrap;
  margin-top: 44px; padding-top: 30px;
  border-top: 1px solid rgba(255,255,255,0.10);
}
.htrust .item {
  display: inline-flex; align-items: center; gap: 9px;
  font-family: var(--sans); font-size: 12.5px; font-weight: 500;
  letter-spacing: .3px; color: rgba(255,255,255,0.72);
}
.htrust .item svg { width: 17px; height: 17px; color: var(--accent-light); flex: none; }
.htrust .sep { width: 1px; height: 22px; background: rgba(255,255,255,0.12); }

.hero-visual { position: relative; height: 560px; }
.hero-bar {
  position: absolute; top: 50%; left: 50%;
  transform: translate(-46%, -50%) rotate(7deg);
  height: 540px; width: auto;
  filter: drop-shadow(0 40px 70px rgba(0,0,0,0.6));
  z-index: 1;
}
.hero-seal {
  position: absolute; top: 8px; left: -18px; z-index: 3;
  width: 132px; border-radius: 14px;
  box-shadow: 0 18px 44px rgba(0,0,0,0.5);
}
.hero-chip {
  position: absolute; bottom: 14px; right: -6px; z-index: 3;
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(16px) saturate(160%);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--r-md); padding: 16px 22px;
  display: flex; flex-direction: column; gap: 4px; min-width: 168px;
}
.hero-chip .lab {
  font-family: var(--sans); font-size: 10.5px; font-weight: 600; letter-spacing: 1.5px;
  text-transform: uppercase; color: rgba(255,255,255,0.55);
  display: flex; align-items: center; gap: 8px;
}
.hero-chip .lab .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--accent-light);
  animation: pulse 2.4s infinite; }
.hero-chip .val {
  font-family: var(--sans); font-weight: 700; font-size: 24px; letter-spacing: -.5px;
  color: var(--white); font-variant-numeric: tabular-nums;
}
.hero-chip .sub { font-family: var(--sans); font-size: 11px; color: var(--accent-light); font-weight: 600; }

@media (max-width: 980px){
  .hero-grid { grid-template-columns: 1fr; gap: 10px; padding: 56px 0 80px; }
  .hero-visual { height: 420px; margin-top: 10px; }
  .hero-bar { height: 400px; transform: translate(-50%,-50%) rotate(6deg); }
  .hero-seal { width: 108px; left: 6%; }
  .hero-chip { right: 4%; }
}
@media (max-width: 560px){
  .hero-visual { height: 360px; }
  .hero-bar { height: 330px; }
  .hero-seal { width: 92px; }
}

/* =========================================================
   PROBLEM — 3 Zahlen (Apple-Stil, animiert)
   ========================================================= */
.problem { background: var(--white); }
.numgrid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 76px;
}
.numcard {
  position: relative; background: var(--bg-light); border-radius: var(--r-xl); padding: 48px 42px 44px;
  display: flex; flex-direction: column; overflow: hidden;
  transition: transform .5s cubic-bezier(.16,1,.3,1), box-shadow .5s;
}
.numcard::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--accent), var(--accent-warm));
  transform: scaleX(0); transform-origin: left; transition: transform 1s cubic-bezier(.16,1,.3,1) .15s;
}
.numcard.in::before { transform: scaleX(1); }
.numcard:hover { transform: translateY(-6px); box-shadow: var(--shadow-card); }
.numcard .tag {
  font-family: var(--sans); font-size: 11px; font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; color: var(--accent); margin-bottom: 28px;
}
.numcard .big {
  font-family: var(--sans); font-weight: 700; font-size: clamp(48px, 6vw, 84px);
  line-height: 0.92; letter-spacing: -3px; color: var(--primary);
  font-variant-numeric: tabular-nums; white-space: nowrap;
}
.numcard .ttl {
  font-family: var(--sans); font-weight: 600; font-size: 20px; letter-spacing: -.3px;
  margin: 24px 0 12px;
}
.numcard p { margin: 0; font-size: 15.5px; color: var(--text-muted); line-height: 1.65; }
.numcard .meter { height: 6px; border-radius: 100px; background: rgba(24,24,24,0.07); margin-top: 30px; overflow: hidden; }
.numcard .meter i { display: block; height: 100%; width: 0; border-radius: 100px;
  background: linear-gradient(90deg, var(--accent), var(--accent-warm));
  transition: width 1.2s cubic-bezier(.16,1,.3,1) .25s; }
.numcard.in .meter i { width: var(--w, 0%); }
.problem-foot { margin-top: 60px; text-align: center; }
.problem-foot .h3 { max-width: 820px; margin: 0 auto; }
.problem-foot .src { margin-top: 18px; font-size: 12px; color: var(--text-faint); }

/* =========================================================
   INFLATIONS-RECHNER
   ========================================================= */
.calc-sec { background: var(--bg-light); }
.calc {
  margin-top: 64px;
  background: var(--white);
  border-radius: var(--r-xl);
  padding: 60px clamp(28px, 5vw, 72px);
  box-shadow: var(--shadow-card);
}
.calc .sentence {
  font-family: var(--sans); font-weight: 600; font-size: clamp(20px, 2.3vw, 28px);
  letter-spacing: -.5px; text-align: center; line-height: 1.4;
}
.calc .sentence .amt { color: var(--accent); white-space: nowrap; }
.sliderwrap { max-width: 720px; margin: 34px auto 0; }
.scale { display: flex; justify-content: space-between; margin-top: 12px;
  font-family: var(--sans); font-size: 12px; color: var(--text-faint); font-variant-numeric: tabular-nums; }

input[type=range].bigslider {
  -webkit-appearance: none; appearance: none; width: 100%; height: 6px;
  border-radius: 100px; background: rgba(24,24,24,0.10); outline: none; cursor: pointer;
}
input[type=range].bigslider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none; width: 30px; height: 30px; border-radius: 50%;
  background: var(--accent); border: 5px solid var(--white);
  box-shadow: 0 4px 14px rgba(188,172,124,0.5); cursor: grab;
}
input[type=range].bigslider::-moz-range-thumb {
  width: 30px; height: 30px; border-radius: 50%;
  background: var(--accent); border: 5px solid var(--white);
  box-shadow: 0 4px 14px rgba(188,172,124,0.5); cursor: grab;
}
.seg {
  display: inline-flex; gap: 4px; padding: 5px; margin: 36px auto 0;
  background: rgba(24,24,24,0.05); border-radius: 100px;
}
.seg-wrap { display: flex; justify-content: center; }
.seg button {
  border: 0; background: transparent; cursor: pointer;
  padding: 12px 26px; border-radius: 100px;
  font-family: var(--sans); font-weight: 600; font-size: 13px; letter-spacing: .4px;
  color: var(--text-muted); transition: all .25s;
}
.seg button.on { background: var(--white); color: var(--primary); box-shadow: var(--shadow-soft); }

.outcome { margin-top: 46px; text-align: center; }
.outcome .ol {
  font-family: var(--sans); font-size: 12px; font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; color: var(--text-faint);
}
.flow {
  display: flex; align-items: stretch; justify-content: center; gap: 0;
  margin: 24px auto 0; max-width: 680px;
}
.node {
  flex: 1; background: var(--bg-light); border-radius: var(--r-lg);
  padding: 30px 18px;
}
.node .nv { font-family: var(--sans); font-weight: 700; font-size: clamp(30px, 4vw, 46px);
  letter-spacing: -1.5px; font-variant-numeric: tabular-nums; }
.node.now .nv { color: var(--primary); }
.node.later .nv { color: var(--accent); }
.node .nk { font-family: var(--sans); font-size: 12px; font-weight: 600; letter-spacing: 1px;
  text-transform: uppercase; color: var(--text-faint); margin-top: 8px; }
.flow .arrow { display: grid; place-items: center; padding: 0 18px; color: var(--text-faint); }
.flow .arrow svg { width: 30px; height: 30px; }
.lossline { margin: 30px 0 0; font-size: clamp(16px, 1.6vw, 19px); }
.lossline b { color: var(--accent); }
.calc .note { margin-top: 16px; font-size: 12px; color: var(--text-faint); }

@media (max-width: 620px){
  .flow { flex-direction: column; gap: 14px; }
  .flow .arrow { transform: rotate(90deg); padding: 0; }
}

/* =========================================================
   LÖSUNG — Apple-Stil Feature-Blöcke
   ========================================================= */
.solution { background: var(--white); }
.feature-rows { margin-top: 28px; display: flex; flex-direction: column; gap: 0; }
.frow {
  display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center;
  padding: 90px 0;
}
.frow + .frow { border-top: 1px solid var(--line-soft); }
.frow.rev .frow-media { order: 2; }
.frow.rev .frow-text  { order: 1; }

.frow-media {
  position: relative; border-radius: var(--r-xl); overflow: hidden;
  height: 520px; display: grid; place-items: center;
}
.frow-media.dark {
  background:
    radial-gradient(ellipse at 50% 32%, rgba(228,213,168,0.20), transparent 62%),
    linear-gradient(165deg, #15150f 0%, #0a0a0a 100%);
}
.frow-media.lite {
  background:
    radial-gradient(ellipse at 50% 30%, rgba(188,172,124,0.16), transparent 64%),
    linear-gradient(165deg, #fbfaf6 0%, #efece2 100%);
}
.frow-media img.single {
  height: 400px; width: auto; transform: rotate(5deg) scale(1.04);
  filter: drop-shadow(0 34px 60px rgba(0,0,0,0.45));
  opacity: 0; transition: opacity 1s cubic-bezier(.16,1,.3,1) .1s, transform 1.2s cubic-bezier(.16,1,.3,1) .1s;
}
.frow.in .frow-media img.single { opacity: 1; transform: rotate(5deg) scale(1); }

/* Trio (Gold · Silber · Platin) */
.trio { position: relative; width: 360px; height: 420px; }
.trio img {
  position: absolute; bottom: 0; height: 360px; width: auto;
  filter: drop-shadow(0 28px 48px rgba(0,0,0,0.5));
  opacity: 0; transition: opacity .9s cubic-bezier(.16,1,.3,1), transform 1.1s cubic-bezier(.16,1,.3,1);
}
.trio .b-silber { left: 6%;  transform: translateY(28px) rotate(-13deg); z-index: 1; height: 320px; }
.trio .b-platin { right: 6%; transform: translateY(28px) rotate(13deg);  z-index: 1; height: 320px; }
.trio .b-gold   { left: 50%; margin-left: -90px; transform: translateY(28px); z-index: 2; }
.frow.in .trio img { opacity: 1; }
.frow.in .trio .b-gold   { transform: translateY(0); transition-delay: .12s; }
.frow.in .trio .b-silber { transform: translateY(0) rotate(-13deg); }
.frow.in .trio .b-platin { transform: translateY(0) rotate(13deg); transition-delay: .06s; }

.frow-media .mbadge {
  position: absolute; bottom: 26px; left: 26px; z-index: 4;
  border-radius: var(--r-md); padding: 13px 19px;
  font-family: var(--sans);
}
.frow-media.dark .mbadge { background: rgba(255,255,255,0.08); backdrop-filter: blur(14px);
  border: 1px solid rgba(255,255,255,0.16); color: var(--white); }
.frow-media.lite .mbadge { background: var(--white); box-shadow: var(--shadow-soft); color: var(--primary); }
.frow-media .mbadge b { font-size: 15px; letter-spacing: -.2px; display: block; }
.frow-media .mbadge span { font-size: 10.5px; letter-spacing: 1.5px; text-transform: uppercase; margin-top: 3px; display: block; }
.frow-media.dark .mbadge span { color: var(--accent-light); }
.frow-media.lite .mbadge span { color: var(--accent); }

.frow-text .fnum {
  font-family: var(--sans); font-weight: 700; font-size: 13px; letter-spacing: 2px;
  color: var(--accent); display: inline-flex; align-items: center; gap: 12px;
}
.frow-text .fnum::before { content: ""; width: 34px; height: 1px; background: var(--accent); display: inline-block; }
.frow-text h3 {
  font-family: var(--sans); font-weight: 700; font-size: clamp(28px, 3vw, 40px);
  letter-spacing: -1px; line-height: 1.1; margin: 20px 0 0; max-width: 14ch;
}
.frow-text p { margin: 20px 0 0; font-size: 17px; color: var(--text-muted); line-height: 1.7; max-width: 44ch; }
.frow-text .mini { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 26px; }
.frow-text .mini span {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--sans); font-size: 13px; font-weight: 600; color: var(--text-primary);
  background: var(--bg-light); padding: 10px 16px; border-radius: var(--r-pill);
}
.frow-text .mini svg { width: 15px; height: 15px; color: var(--accent); }

/* Apple-Reveal für Text der Feature-Blöcke */
.frow-text > * { opacity: 0; transform: translateY(22px); transition: opacity .8s cubic-bezier(.16,1,.3,1), transform .8s cubic-bezier(.16,1,.3,1); }
.frow.in .frow-text > * { opacity: 1; transform: none; }
.frow.in .frow-text > *:nth-child(2) { transition-delay: .08s; }
.frow.in .frow-text > *:nth-child(3) { transition-delay: .16s; }
.frow.in .frow-text > *:nth-child(4) { transition-delay: .24s; }

/* Steuerfrei-Band */
.tax-band {
  margin-top: 28px; border-radius: var(--r-xl); overflow: hidden;
  background:
    radial-gradient(ellipse at 85% 30%, rgba(228,213,168,0.18), transparent 50%),
    linear-gradient(165deg, #15150f 0%, #0a0a0b 100%);
  color: var(--white); padding: 56px clamp(32px, 5vw, 68px);
  display: grid; grid-template-columns: 1.05fr 1fr; align-items: center; gap: 56px;
}
.tax-band .tax-head { max-width: 460px; }
.tax-band .tax-head .script { font-size: clamp(22px, 2.4vw, 30px); color: var(--accent-light); }
.tax-band .tax-head h3 { font-family: var(--sans); font-weight: 700; font-size: clamp(26px, 2.6vw, 36px);
  letter-spacing: -.6px; margin: 6px 0 0; color: var(--white); }
.tax-band .tax-head p { margin: 16px 0 0; color: rgba(255,255,255,0.72); font-size: 16px; line-height: 1.7; }
.tax-band .tax-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: rgba(255,255,255,0.10);
  border-radius: var(--r-md); overflow: hidden; }
.tax-band .tax-stat { background: rgba(255,255,255,0.03); padding: 30px clamp(20px, 2.2vw, 30px); }
.tax-band .ts-num { font-family: var(--sans); font-weight: 700; font-size: clamp(52px, 6vw, 76px);
  letter-spacing: -3px; line-height: .92; color: var(--accent-light); display: flex; align-items: baseline; gap: 4px; }
.tax-band .ts-unit { font-size: clamp(18px, 1.8vw, 24px); font-weight: 600; letter-spacing: -.5px; }
.tax-band .ts-lab { margin-top: 14px; font-size: 14px; line-height: 1.55; color: rgba(255,255,255,0.66); }

@media (max-width: 920px){
  .frow { grid-template-columns: 1fr; gap: 36px; padding: 64px 0; }
  .frow.rev .frow-media { order: 0; }
  .frow.rev .frow-text  { order: 0; }
  .frow-media { height: 400px; }
  .frow-media img.single { height: 320px; }
  .frow-text h3, .frow-text p { max-width: none; }
  .tax-band { grid-template-columns: 1fr; gap: 36px; }
  .tax-band .tax-head { max-width: none; }
}
@media (max-width: 520px){
  .tax-band .tax-stats { grid-template-columns: 1fr; }
}

/* =========================================================
   BERATER — hell, editorial, premium
   ========================================================= */
.advisor { background: var(--bg-light); }
.adv-grid { display: grid; grid-template-columns: 0.92fr 1.08fr; gap: 64px; align-items: stretch; }

.adv-figure {
  position: relative; border-radius: var(--r-xl); overflow: hidden;
  background: linear-gradient(170deg, #ffffff 0%, #f1eee4 100%);
  box-shadow: var(--shadow-card);
  min-height: 580px; display: flex; align-items: flex-end; justify-content: center;
}
.adv-figure .glow {
  position: absolute; left: 50%; top: 52%; transform: translate(-50%,-50%);
  width: 118%; height: 78%;
  background: radial-gradient(ellipse at center, rgba(188,172,124,0.30), rgba(188,172,124,0.06) 52%, transparent 70%);
  z-index: 1;
}
.adv-figure .arc {
  position: absolute; left: 50%; bottom: -54%; transform: translateX(-50%);
  width: 96%; aspect-ratio: 1; border-radius: 50%;
  border: 1px solid rgba(188,172,124,0.45); z-index: 1;
}
.adv-figure img {
  position: relative; z-index: 2; height: 600px; width: auto; max-width: none;
  filter: drop-shadow(0 30px 36px rgba(24,24,24,0.22));
  opacity: 0; transform: translateY(26px) scale(1.02);
  transition: opacity 1s cubic-bezier(.16,1,.3,1), transform 1.1s cubic-bezier(.16,1,.3,1);
}
.advisor.in .adv-figure img, .adv-figure.in img { opacity: 1; transform: none; }
.adv-figure .seal-chip {
  position: absolute; top: 26px; right: 26px; z-index: 3;
  background: var(--white); border-radius: var(--r-md); padding: 12px 16px;
  box-shadow: var(--shadow-pop); display: flex; align-items: center; gap: 11px;
}
.adv-figure .seal-chip svg { width: 24px; height: 24px; color: var(--accent); flex: none; }
.adv-figure .seal-chip b { font-family: var(--sans); font-size: 12.5px; font-weight: 700; letter-spacing: -.2px; line-height: 1.2; display: block; }
.adv-figure .seal-chip span { font-family: var(--sans); font-size: 10px; letter-spacing: 1px; text-transform: uppercase; color: var(--text-faint); display: block; margin-top: 1px; }

.adv-body { align-self: center; }
.adv-body .role-line {
  font-family: var(--sans); font-weight: 600; font-size: 13px; letter-spacing: 1.5px;
  text-transform: uppercase; color: var(--text-faint); margin: 14px 0 0;
}
.adv-body .name { font-family: var(--sans); font-weight: 700; font-size: clamp(40px, 4.6vw, 64px);
  letter-spacing: -2px; line-height: 1; margin: 8px 0 0; }
.adv-body p.intro { margin: 26px 0 0; font-size: 17px; line-height: 1.75; color: var(--text-primary); max-width: 52ch; }
.adv-quote {
  margin: 30px 0 0; padding: 4px 0 4px 26px; border-left: 2px solid var(--accent);
  font-family: var(--sans); font-weight: 500; font-size: clamp(19px, 1.9vw, 23px);
  line-height: 1.5; letter-spacing: -.3px; color: var(--primary); max-width: 46ch;
}
.adv-meta { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }
.adv-cert {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--sans); font-size: 13px; font-weight: 600; color: var(--text-primary);
  background: var(--white); padding: 12px 18px; border-radius: var(--r-pill); box-shadow: var(--shadow-soft);
}
.adv-cert svg { width: 17px; height: 17px; color: var(--accent); }
.adv-contact { display: flex; align-items: center; gap: 26px; margin-top: 34px; flex-wrap: wrap; }
.adv-sign { font-family: var(--script); color: var(--accent); font-size: 46px; line-height: 1; }

@media (max-width: 920px){
  .adv-grid { grid-template-columns: 1fr; gap: 40px; }
  .adv-figure { min-height: 500px; }
  .adv-figure img { height: 540px; }
}

/* =========================================================
   PROOF — Focus Money
   ========================================================= */
.proof {
  color: var(--white);
  background:
    radial-gradient(ellipse at 80% 20%, rgba(228,213,168,0.16), transparent 44%),
    linear-gradient(165deg, #14140f 0%, #0a0a0b 60%, #050505 100%);
}
.proof-grid {
  display: grid; grid-template-columns: 280px 1fr; gap: 64px; align-items: center;
}
.proof-seal {
  background: var(--white); border-radius: var(--r-lg); padding: 18px;
  box-shadow: 0 24px 60px rgba(0,0,0,0.45);
}
.proof-seal img { border-radius: 6px; }
.proof .script { color: var(--accent-light); }
.proof .h2 { color: var(--white); margin-top: 10px; }
.proof .lead { color: rgba(255,255,255,0.74); margin-top: 22px; max-width: 560px; }
.proof-points { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px; }
.proof-points .pp {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--sans); font-size: 13.5px; font-weight: 600; letter-spacing: .3px;
  color: rgba(255,255,255,0.86);
  background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.10);
  padding: 12px 20px; border-radius: var(--r-pill);
}
.proof-points .pp svg { width: 16px; height: 16px; color: var(--accent-light); }
@media (max-width: 760px){
  .proof-grid { grid-template-columns: 1fr; gap: 36px; text-align: center; }
  .proof-seal { max-width: 240px; margin: 0 auto; }
  .proof-points { justify-content: center; }
}

/* =========================================================
   LEAD
   ========================================================= */
.lead-sec { background: var(--bg-light); }
.lead-grid { display: grid; grid-template-columns: 1fr 1.05fr; gap: 64px; align-items: start; }
.lead-left .h2 { margin-top: 14px; }
.lead-benefits { display: flex; flex-direction: column; gap: 18px; margin-top: 34px; }
.lead-benefit { display: grid; grid-template-columns: 44px 1fr; gap: 18px; align-items: start; }
.lead-benefit .ic { width: 44px; height: 44px; border-radius: 12px; background: var(--white);
  display: grid; place-items: center; box-shadow: var(--shadow-soft); color: var(--accent); }
.lead-benefit .ic svg { width: 22px; height: 22px; }
.lead-benefit b { font-family: var(--sans); font-weight: 600; font-size: 16px; display: block; letter-spacing: -.2px; }
.lead-benefit span { font-size: 14.5px; color: var(--text-muted); }

.lead-card {
  background: var(--white); border-radius: var(--r-xl); padding: clamp(30px, 4vw, 48px);
  box-shadow: var(--shadow-pop);
}
.lead-card h3 { font-family: var(--sans); font-weight: 700; font-size: 24px; letter-spacing: -.5px; margin: 0; }
.lead-card .sub { margin: 8px 0 28px; font-size: 15px; color: var(--text-muted); }
.field { margin-bottom: 18px; }
.field label {
  display: block; font-family: var(--sans); font-size: 11px; font-weight: 700;
  letter-spacing: 1.5px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 9px;
}
.field input, .field select {
  width: 100%; padding: 16px 18px; border: 0; border-radius: var(--r-sm);
  background: var(--bg-light); font-family: var(--body); font-size: 16px; color: var(--text-primary);
  outline: none; transition: box-shadow .2s, background .2s;
}
.field input:focus, .field select:focus { background: var(--white); box-shadow: 0 0 0 2px var(--accent); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.consent {
  display: flex; align-items: flex-start; gap: 11px; margin-top: 6px; margin-bottom: 4px;
  font-size: 13px; color: var(--text-muted); line-height: 1.5; cursor: pointer;
}
.consent input { width: 19px; height: 19px; margin: 2px 0 0; accent-color: var(--accent); flex: none; cursor: pointer; }
.consent a { color: var(--gold-ink); text-decoration: underline; }
.lead-card .btn { width: 100%; margin-top: 18px; }
.trust-line {
  display: flex; align-items: center; justify-content: center; gap: 9px; margin-top: 20px;
  font-family: var(--sans); font-size: 12px; color: var(--text-faint);
}
.trust-line svg { width: 15px; height: 15px; color: var(--accent); }

.lead-done { display: none; text-align: center; padding: 20px 6px; }
.lead-done.show { display: block; }
.lead-done .ok {
  width: 76px; height: 76px; border-radius: 50%; margin: 0 auto 22px;
  background: var(--pill-bg); color: var(--accent); display: grid; place-items: center;
}
.lead-done .ok svg { width: 38px; height: 38px; }
.lead-done h3 { font-family: var(--sans); font-weight: 700; font-size: 26px; margin: 0; }
.lead-done p { color: var(--text-muted); margin: 12px auto 0; max-width: 380px; }

@media (max-width: 900px){
  .lead-grid { grid-template-columns: 1fr; gap: 40px; }
}

/* =========================================================
   FOOTER — dezent
   ========================================================= */
.foot { background: var(--white); border-top: 1px solid var(--line-soft); padding: 64px 0 56px; }
.foot-in {
  display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap;
}
.foot .wm-sm {
  font-family: var(--display); font-weight: 700; text-transform: uppercase;
  font-size: 13px; letter-spacing: 0; color: var(--primary);
}
.foot-links { display: flex; gap: 22px; flex-wrap: wrap; }
.foot-links a {
  font-family: var(--sans); font-size: 12.5px; font-weight: 500; letter-spacing: .3px;
  color: var(--text-muted); transition: color .2s;
}
.foot-links a:hover { color: var(--accent); }
.foot-copy { font-family: var(--sans); font-size: 12px; color: var(--text-faint); letter-spacing: .3px; }
@media (max-width: 760px){
  .foot-in { flex-direction: column; align-items: flex-start; gap: 16px; }
}

/* =========================================================
   STICKY MOBILE CTA
   ========================================================= */
.sticky-cta {
  position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 80;
  display: none; align-items: center; justify-content: space-between; gap: 14px;
  background: var(--primary); color: var(--white); border-radius: var(--r-pill);
  padding: 12px 12px 12px 24px; box-shadow: 0 14px 40px rgba(0,0,0,0.35);
}
.sticky-cta .lab { font-family: var(--sans); font-weight: 700; font-size: 14px; line-height: 1.1; }
.sticky-cta .lab span { display: block; font-weight: 500; font-size: 11px; color: rgba(255,255,255,0.6); margin-top: 2px; }
.sticky-cta a { background: var(--accent); color: var(--primary); padding: 13px 22px; border-radius: var(--r-pill);
  font-family: var(--sans); font-weight: 700; font-size: 12px; letter-spacing: 1.5px; text-transform: uppercase; }
@media (max-width: 760px){ .sticky-cta { display: flex; } }

/* =========================================================
   REVEAL
   ========================================================= */
.rv { opacity: 0; transform: translateY(28px); transition: opacity .85s cubic-bezier(.16,1,.3,1), transform .85s cubic-bezier(.16,1,.3,1); }
.rv.in { opacity: 1; transform: none; }
.rv-d { transition-delay: .10s; }
.rv-d2 { transition-delay: .20s; }
@media (prefers-reduced-motion: reduce){
  .rv, .frow-text > *, .frow-media img.single, .trio img, .adv-figure img { opacity: 1 !important; transform: none !important; }
  .numcard .meter i { transition: none; }
}

@media (max-width: 760px){
  section { padding: 88px 0; }
  .wrap { padding: 0 26px; }
  .numgrid { grid-template-columns: 1fr; gap: 18px; }
}